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Modern renters insurance.

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Free instant online quote, no email required. Get a landlord approved policy in under a minute.



Liability Coverage


Personal Property






Liability Coverage


Personal Property






Liability Coverage


Personal Property




Why Goodcover?

Better coverage for your stuff

Get worldwide protection for your stuff. Adored by our members, Goodcover is a refreshing take on insurance.

See coverage options

Instant adjustments, constant protection

Adjust your coverage anytime, anywhere, instantly in your Member Dashboard. With seamless adjustments, you’ll have peace of mind in real-time.

Start saving now

We’ll cancel your badcover

You can cancel your old policy anytime and get a refund of anything you prepaid – it's the law. Best part, we'll do the legwork so you don't have any gap in coverage.

Find out how

We pay member dividends

We pool Members' premiums, take a fixed fee, pay claims, and return the remainder directly to you through our Annual Member Dividend.

How dividends work

How we work

No agents

No paperwork

No celebrities

Lower costs for you

We’re ruthlessly efficient, and eliminate waste that stands between you and peace of mind. Don't pay for agents and celebrity endorsements.


Easy access

Human support

Modern insurance

We believe premiums are for your protection, not to fatten our profit. With our easy digital-first experience and human support, Goodcover is modern insurance.

Trusted and loved by our members

Tech Crunch

Tech Crunch

The twist? Goodcover returns unclaimed premiums to policy holders at the end of the year.

– Jordan C.

Brenda E.

Brenda E.

I just got rid of Lemonade to use Goodcover. I'm extremely impressed!!

Product Hunt

Zhao L

I had great experience using your insurance, and I have already recommended it to the new tenant.

Goodcover Member

Jennifer T.

Wonderful insurance company.

Goodcover Member

Colin W.

I work in a leasing office and often refer people to Goodcover for a cheap renters insurance to meet our standards.

Goodcover Member

Lawrence G.

You guys are awesome!

Goodcover Member

Good for the community

Free insurance

Help us spread the good word. Invite your friends to join us, and you’ll both earn a month of free insurance.*

*California only. We're working to bring this program to all states — check back soon!

Supported by industry leaders

Fuel Capital
Knight Insurance GroupY Combinator

Our reinsurers have more than $20 billion in assets combined ensuring our Members have access to financial stability in case of large emergencies.

How Goodcover works